iBanking is Impacto Digifin\'s digital banking platform that unifies web, mobile, and call center channels into one seamless customer experience. Built for retail banks, NBFCs, credit unions, and digital lenders, iBanking processes transactions in under 1.5 seconds with biometric authentication, AI driven risk scoring, and 256 bit end to end encryption built in. It supports live payments across SWIFT, SEPA, ACH, FedNow, and regional rails, delivers a true Customer 360 view across deposits, loans, cards, and investments, and certifies against ISO 27001, SOC 2, PCI DSS, and GDPR. iBanking turns every smartphone into a fully equipped branch.